About Us
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HOW CAN WE HELP YOU?
Kole Realty Inc brokerage is more than listing and selling real estate. We help people exit their current property, choosing from a variety of methods, and acquire a new one or use their profit to fund what matters most to them.
You will be working with us and our team of experts. We’ll prepare a unique strategic plan that will maximize profit and minimize capital gains taxes at the close of escrow. Depending on the net sale proceeds available we will give you various options to fund the lifestyle you desire and create a wealth legacy for your loved ones.
ANOTHER OPTION: Michele Kole is a Reverse Mortgage Specialist. In some cases, our clients over the age of 62 would rather keep their current home than sell it. A REVERSE MORTGAGE allows them to eliminate the payment of monthly mortgage payments (principal and interest) and create a better lifestyle for themselves. The REVERSE MORTGAGE can also be used to purchase another home.
The rest of our story…. Michael and Michele have been married 42 years, and raised 3 children, watching them grow up, get married and now we enjoy 10 grandchildren. For over 35 years we have also served in various leadership positions in Christian ministry, most recently writing a manual and workbook on Biblical Discipleship (Kingdom Encounter Discipleship – https://kingdomencounterdiscipleship.com). Faith in God, devotion to family and serving others with integrity guides every decision we make.
Real Estate Brokerage and its Methods
REAL ESTATE BROKERAGE
We list and sell real estate by designing a financial strategy unique to each property owner. We ask, “What do you hope to accomplish by no longer owning this property?” Their answer is our starting point!
Our expertise spans decades in the real estate and mortgage lending industry. We confidently offer our clients a variety of options to maximize their profits and minimize their taxes. In this volatile economic era, it is important to work with a real estate broker who understands your needs and can provide the right solution.
Whether a client is leaving real estate ownership or buying another property KOLE REALTY considers it a privilege to design and implement the right financial strategy on their behalf.
BROKERAGE METHODS
- Listing and marketing the property at the right price, whether it’s an investment property or single-family home.
- Determining possible tax consequences under different sales methods:
- IRS Code 1031 Exchange (Investment Property ONLY)
- IRS Code 453 Structured Installment Sale (Both Investment or Owner-Occupied Property)
- Straight Sale
- Set up an Annuity where appropriate, and structure the payment to meet the needs of the Property Seller (Post Closing)
- Determine how an Indexed Universal Life Contract (IUL) would be funded from the Annuity over a 5-year period. Discussion of the Line of Credit available thru the IUL to the client.
- Orchestrate a successful closing to fund their lifestyle and legacy.
Why Choose Us
Your Real Estate Might by the key to Funding YOUR Lifestyle & Creating Legacy Wealth
The sale of your property is only the beginning. The unique plan we design for each of our clients helps them accomplish what matters most to them. These 4 steps will illustrate how you might fund your lifestyle and create legacy wealth.